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| Home : Personal Loans : Unsecured Loans : Zopa Personal Finance |
| Zopa Personal Finance | Hits: 107 |
 Description: Zopa is a brand new concept in borrowing money. Why should you get a loan from a bank or loans company when you can borrow from other people. Zopa has 2 types of members. The Lenders: These are the people that put money forward for you to borrow.
The Borrowers: The people who need to borrow money for whatever reason. As a borrower you can take a look at the rates and decide how much you need to borrow.
Zopa Personal Loans cuts out the middleman so you can enjoy huge savings on your loan repayments. All lenders and borrowers enter into a legally binding contract with their respective borrowers and lenders. Zopa manages the collection of monthly repayments and if any of that money is not paid on time, uses exactly the same sort of recovery processes that the high street banks use. Zopa earns money by normally charging borrowers an exchange fee of 1% (opening offer - zero exchange fee) and if borrowers take out repayment protection insurance on their loan, receives commission from its insurance provider. Zopa doesn't charge lenders a bean. For more information on the Zopa lending and borrowing scheme click the Visit Zopa Personal Finance Website link above. You will find all the information you need to save money on your personal loan.
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| Resource Specification | | Date Added: | 15/09/2005 |
| Last Updated: | 15/09/2005 |
Average Visitor Rating: Not Yet Rated
Average Member Rating:  5 (out of 5)
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